• Professional Financial Services

Personal Loan

What is a personal loan?

A personal loan is an unsecured loan, which means you don't need to pledge collateral to receive funds. You can use the money for any personal expense. You can easily apply for an online personal loan at Manifincart.com. Mani Fincart Service Pvt. Ltd. offers instant personal loans with paperless approval and quick disbursal. Mani Fincart Service Pvt. Ltd. provides loan offers from multiple banks

Where can a Personal Loan be used?

Personal Loans can be used for any personal expense, like Shopping, Home Renovation, Higher Education, Debt Consolidation, Tour Travel, Wedding, Medical emergency, etc.

What is the eligibility for a Personal Loan?

The following people are eligible to apply for an Instant Personal Loan at Mani Fincart Service Pvt. Ltd.:

  • Individuals between 21 and 60 years of age.
  • Individuals who have had a job for at least 1 year.
  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies.
  • Those who earn a minimum of Rs. 15,000/- net income per month.
What is the EMI for Rs.1 Lakh Personal Loan?

Mani Fincart Service Pvt. Ltd. offers personal loans at the lowest EMIs starting from Rs.2,232.

Which bank has the lowest interest rate for Personal Loans?

Mani Fincart Service Pvt. Ltd. provides personal loan offers through top multiple banks in India that offer Lowest Personal Loan Interest Rates. Loan approval is subjective to the applicant's documents.

How can I get a low-interest Personal Loan?

Simply by becoming a Mani Fincart Service Pvt. Ltd. member. Get personalised Services on getting loans at the lowest rates.

How to apply for a personal loan?
  1. Visit https://manifincart.com
  2. Quick Registration
  3. Click on Digital Personal Loan.
  4. Register yourself as per bank register name and bank registered mobile number.
  5. If you have already registered then click on the login option.
  6. If you want to calculate loan EMI details then click on the loan calculator. Then, click on the "Apply Now" button.
What CIBIL Score is required for a Personal Loan?

Mani Fincart Service Pvt. Ltd. provides a personal loan if your CIBIL Score is 650 or higher.

How long will it take for my Personal Loan to be processed?

Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your personal loan to get approved and a couple of days after that for the disbursement. Mani Fincart Service Pvt. Ltd. helps to get instant loan approvals.

Can my CIBIL Score affect my loan sanction?

As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 points get faster loan approvals from Mani Fincart Service Pvt. Ltd..

Can I claim tax benefits on personal loans?

Yes, only if you use your personal loan amount for certain purposes like investing in a business, buying a residential property, investing in other assets, etc.

Can I apply for a personal loan online?

Yes, with Mani Fincart Service Pvt. Ltd., you can easily apply for an online personal loan with no paperwork needed and minimal documents.

Can I take a personal loan to repay my education loan?

A personal loan can be taken to effectively pay back the educational loan or any sort of loan or debt.

How to get a personal loan with the lowest interest rates?

Mani Fincart Service Pvt. Ltd. gives you personal loan offers from multiple banks and NBFCs with the best and most attractive interest rates.

What are 3 things banks consider when giving loans?
  • CIBIL Score
  • Income Proof & Stability
  • Age of the loan applicant
Where would I get an unsecured personal loan for a small business easily?

The best option would be getting a loan easily from Manifincart.com with a 100% Online Process. Mani Fincart Service Pvt. Ltd. gives the best and most hassle-free loan experience.

Where can I get the best personal loans in India?

Through Mani Fincart Service Pvt. Ltd.' industry-best loan services, you can get a personal loan from multiple banks and NBFCs at a single platform, that too in just 15 minutes.

Which bank offers personal loans to the persons even with a very low salary?

Even if you have a salary as low as Rs.15000 per month, Mani Fincart Service Pvt. Ltd. will provide you instant personal loan offers from multiple banks and NBFCs – 100% Online Loan Process.

Business Loan

What is a Business loan?

A business loan is an unsecured credit you can avail to meet your urgent business requirements. Business loans allow you to usher in funds for your enterprise to expand your business. You can apply for an online business loan at Manifincart.com. Mani Fincart Service Pvt. Ltd. offers instant Business Loans with paperless approval and quick disbursal. Mani Fincart Service Pvt. Ltd. provides loans to customers via banks only.

Where can a business loan be used?

Mani Fincart Service Pvt. Ltd. provides Business Loans within 36 hours, you can use that money for any business expense like business expansion, boost production, buying new machinery, etc.

What is the eligibility for a business loan?

The following people are eligible to apply for an Instant Business Loan at Mani Fincart Service Pvt. Ltd.:

  • Age should be between 21 to 65 years.
  • CIBIL score must be 700 or more.
  • The candidate should own a business at least profitable for three successive financial years.
  • The business turnover must display an upward trend.
  • Your balance sheet must be audited by a registered Chartered Accountant (CA).
What is the EMI for 1 lakhs in business loan?

Mani Fincart Service Pvt. Ltd. offers business loans at the lowest EMIs starting from Rs.2,182.

Which bank has the lowest interest rate for Business Loans?

Mani Fincart Service Pvt. Ltd. provides business loans through top banks in India that offer the lowest Business Loan Interest Rates. Loan approval is subjective to the applicant's documents.

How can I get a low-interest Business Loan?

Simply by becoming a Mani Fincart Service Pvt. Ltd. member. Get personalised Services on getting loans at the lowest rates.

How to Apply for a Business Loan?
  1. Visit manifincart.com
  2. Quick Registration
  3. Click on Digital Business Loan
  4. Register with your bank registered name and mobile number
  5. If you have already registered then click on the login option
  6. If you want to calculate Business loan EMI details then click on the loan calculator. Then, click on the "Apply Now" button.
What credit score is required for a Business Loan?

Mani Fincart Service Pvt. Ltd. provides business loan offers if your Credit score is 700 or higher.

What CIBIL Score is required for a Business Loan?

Mani Fincart Service Pvt. Ltd. provides business loan offers if your CIBIL score is 700 or higher.

How long will it take for my Business Loan to be processed?

Once your application is submitted along with your documents, it can take anywhere between 1-7 days for your business loan to get approved and a couple of days after that for the disbursement. Mani Fincart Service Pvt. Ltd. helps to get instant loan approvals.

Can my CIBIL Score affect my loan sanction?

As per CIBIL, credit score ranges from 300 to 900 and those with a score of at least 750 points, get faster loan approvals from Mani Fincart Service Pvt. Ltd..

What are the documents required for Instant Business Loan?

Following documents are required for availing a business loan:

  • Business Proof
  • KYC documents of the company
  • KYC documents of the business owners
  • Photo Identity Proof (Aadhar card/ Driving license/ Voter ID/ Passport)
  • Last six months company bank statements
  • GST Certificate
  • Last two years Income Tax Returns
  • Last two years Balance sheet and Profit & Loss accounts
  • A report with detailed information about how the candidate will utilise the business loan

Consulting Card

What is Mani Fincart Service Pvt. Ltd. Consulting Card?

A Consulting Card is an identification of an individual as a member of Manifincart.com. The card entitles a member to use Mani Fincart Service Pvt. Ltd.' portal for loan purposes.

How can I buy a Consulting Card?

Just after a quick registration, you can choose the convenient Consulting Card and purchase it.

Which Consulting Card should I buy?

Mani Fincart Service Pvt. Ltd..com offers two types of Consulting Cards:

PL Consulting Card for Personal Loans

BL Consulting Card for Business Loans

What are the benefits of buying a Consulting Card?
  • Get Pre-Approved Loan Offers from Multiple Banks from one platform.
  • Free Expert Consultancy for 1 Years.
  • Up to 35% referral payout per Consulting Card.
What if I, by mistake, do more than 1 payment? Am I eligible for a refund?

In case a customer has mistakenly made more than a single payment, the customer will be eligible to get a refund. The customer will have to request a refund within 48 hours of the payment through the Raising A Request section of the website or by calling on the company's registered contact number.

Can I get a refund if I buy Subscriptions/Memberships from multiple companies that belong to your group of companies?

In case a customer has bought Subscriptions/Memberships from multiple companies that belong to our group of companies, the customer will be eligible to get a refund. The customer will have to request a refund within 48 hours of the payment through the Raising A Request section of the website or by calling on the company's registered contact number.